When it comes to personal finance education, representation is important. That’s why we’ve created a comprehensive list of must-read personal finance books by black women. With issues like the gender and racial wage gap affecting black women, it is important to provide resources that pertain to us.

These books were written for all women but addressed other black women in particular. They teach us how we can empower ourselves and close the financial gender gap so that we can build generational wealth and thereby achieve the lives that our desires dictate.

So as to expand your collection of personal finance resources, consider these books written by black women on finance. These books will help you increase your financial literacy, learn some interesting facts about money, and walk away feeling financially empowered as a woman after having read them.

13 Books by Black Women in Finance

Here are 13 excellent books by black authors that will teach you how to budget, keep track of your accounts, and handle your taxable income.

Budgeting & Saving

Budgeting and saving are essential life skills. These books teach you how to budget and save your money for valuable causes.

Are you new to budgeting? Consider The One Week Budget, written by Tiffany “The Budgetnista” Aliche. This handy book teaches you how to budget and manage your money.

Tiffany’s objective is to get you away from the stress of having to manage your finances. You will learn how to properly separate and automate your expenditures to make budgeting easy.

If you need to save money, this book is a good choice. The 21-Day Financial Fast shows you how to break poor spending habits and plan for a financially secure future. It combines biblical fasting principles with personal finance education.

During this 3-week fiscal fast, personal finance expert Michelle Singletary leads you on a path toward financial independence and prosperity. Lasting habits are made in 21 days, so this book is sure to change your personal finances!

Money Management

If you’re interested in in-depth guides to financial management, take a look at these book recommendations. They provide useful advice for managing your funds.

dacityGirlFinance is Clever Girl Finance’s guide to personal finances. Written by our founder, Bola Sokunbi, this book provides helpful advice for getting out of debt, saving money, and building wealth.

She shares stories from women who have taken control of their finances to inspire you and teach you about finances. You will be given the tools you need to create a sound financial plan from budgeting down to investing.

Authored by My Fab Finance founder and CEO Tonya Rapley, The Money Manual teaches the gambit of saving, budgeting, credit, and debt. By filling out a financial assessment, it displays your real financial position. This assessment is closely followed by actionable steps to start managing your funds better.

Your coursework does not end here. This workbook accompanies the book, so you can further the coursework.

She gleaned invaluable knowledge from her own life as America’s Money Maven for her book Real Money Answers for Every Woman, offering practical advice for controlling finances effectively with or without a partner. The book provides important tips for building wealth and attaining financial security.

Patrice leans on her personal experience of paying off $18,000 in debt and overspending. She addresses the most common questions about managing finances, leaving plenty of room for you to reflect. This book is full of real, no fluff advice for controlling your finances.

Most people do not consider their own medical history, wealth, relationships, or career when determining their financial habits. The book, Our Money Stories, will challenge you to think about your own history, ancestry, and surroundings when analyzing your spending habits. You’ll also learn about the historic context of legislation and policies that have affected women of color. It includes 30 interviews with women of color who discuss how they have used their life experiences to help others.

If you are burdened with student loan debt, the Dump Debt & Build Bank® book is a necessity. In it, I share my own personal experience of paying off over $78,000 in debt in only three years.

You will receive my detailed instructions on how to get out of debt, increase your income, and build generational wealth. This book is filled with additional resources and tools that you can use to further your debt payoff and wealth-building journey.

If you have credit card debt, this book, Zero Debt: The Ultimate Guide to Financial Freedom, is a must read. Author Lynnette Khalfani-Cox draws on her personal experience of paying off $100,000 in credit card debt in three years to provide practical advice. As a 31-day guide, it shows you how to properly get and stay out of credit card debt. It also delves into the best techniques for improving your credit rating.

Prosperity Versus Adversity, Breaking Out of Comfort Zones, and Achieving Dreams, by Bila Sokunbi, is one of the most inspirational books you will ever read. The book covers the challenges that black women face and offers helpful suggestions on overcoming them.

Are you a driven woman who would like to reach her unique aspirations and goals? The book features practical strategies for reaching your objectives. Order a copy if you are prepared to overcome challenges, accomplish your dreams, and live your own life on your terms.

Personal Finance Books By Black Women


Discover the best ways to invest your money in these books, which help you make the most of your funds.

You don’t need a finance degree to become a pro at investing. In her second book, Learn How Investing Works, Grow Your Money, author Bola Sokunbi explains the best ways to get started in investing in order to build wealth.

Designed for beginners, the book provides real and relatable stories about women who have learned to invest on their own. You will learn how to avoid common pitfalls and how to start investing on a limited budget. Bola has shared her time-tested investment advice that has worked for her and many other investors.

Learn how to create new streams of income, invest in real estate, and build a portfolio like a professional with this book, Girl Make Your Money Grow! Co-authored by Gail Perry-Mason, this guide will teach you the steps to financial security for your future.

The book explains ways to plan for your retirement and get started with low-risk investments. This book comes with tasks, worksheets, and certifications. You’ll also read stories of other African American women who have successfully invested.

Kids & College

It’s always the right time or too late to start teaching your children about finances. These books cover both ends of this spectrum.

Holly Reid makes teaching your kids about money easier than ever. Teach Your Child to Fish provides a curriculum designed to make the “homeschooling” of your children as painless as possible.

She gives biblical guidelines on personal finance and setting your children up for economic success. Your children will learn how to select careers that are meaningful to them, use credit responsibly, and acquire financial literacy.

In her second book of her Real Money Answer series, Patrice Washington offers practical tips for teens and young adults on personal finance. This book presents basic financial planning concepts in a straightforward, straightforward way.

This book will teach you how to budget, build credit, and avoid student loan debt. Don’t worry about making as little as possible; this book will provide you with the tools you need to manage it.

Black women books: Final thoughts

You can see how these books written by black women cover every part of personal finance. From budgets to credit, you can find the resources to help you become the best with your finances in this compilation.

These books are just a few of the resources that are available to help you learn your budget.


Please enter your comment!
Please enter your name here